#FinancePH - How Home Credit Is Powering Everyday Life for Millions of Filipinos
Let’s be real—life today is powered by our smartphones. From catching up with friends to managing work, shopping, and even learning new skills, our phones have become our lifelines. But for many Filipinos, owning the latest device or upgrading home appliances can feel out of reach. That’s where Home Credit comes in, making modern living more attainable for everyone.
5,000 Smartphones a Day: Making Tech Dreams Come True
Did you know that every single day, 5,000 Filipinos bring home a new smartphone thanks to Home Credit? That’s not just a number—it’s a testament to how accessible technology has become. Since the start of 2024, Home Credit has financed 2.5 million smartphones, helping people stay connected, productive, and entertained.
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It’s not just about phones, either. Home Credit has helped over 12 million Filipinos access everything from refrigerators and TVs to air conditioners and even motorcycles. Imagine being able to upgrade your home or get around town with flexible payment options that fit your budget.
From Humble Beginnings to Nationwide Impact
Home Credit’s journey started in 2013 with just 33 customers. Fast forward to today, and they’re reaching millions through 18,000 partner stores and a team of 10,000 sales associates. It’s all about empowering Filipinos to achieve more—whether it’s through a new gadget, a home appliance, or mobility solutions.
Premium Devices, Made Affordable
For many, owning a premium smartphone like an iPhone was once just a dream. Now, it’s within reach. Home Credit’s financing for iPhones hit ₱10 billion in 2024 and is expected to double by the end of 2025. That means more Filipinos can enjoy the best tech without breaking the bank.
Comfort and Convenience, At Home and On the Go
Home Credit isn’t just about gadgets. During peak season, they financed an average of 700 refrigerators, 1,400 TVs, and 1,100 air conditioners per day. And with the Philippines ranking as the fifth largest motorcycle market in the world, Home Credit is making motorcycles and e-bikes more accessible, giving people more freedom to manage work, family, and leisure.
Peace of Mind with Every Purchase
Buying something new should be exciting, not stressful. That’s why Home Credit offers Home Credit Protect—a program that covers accidents, illness, hospital cash, and even device protection for as low as ₱3 a day (yes, about the price of a pandesal!). Whether it’s a cracked screen or an unexpected emergency, you and your family are covered.
Driving Economic Growth, One Purchase at a Time
Home Credit’s impact goes beyond individual customers. By making technology, appliances, and mobility accessible, they’re fueling productivity and improving quality of life across the country. As Sheila Paul, Chief Marketing Officer, puts it, “We are on track to exceed last year’s performance and will continue supporting a new generation of Filipinos seeking access to technology, comfort, and convenience in everyday life.”
Why It Matters
In a world where staying connected and comfortable is more important than ever, Home Credit is helping Filipinos live better, smarter, and more confidently. Whether you’re upgrading your phone, sprucing up your home, or hitting the road, Home Credit is there to make it happen.
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